Search the old questions, this comes up about every three days. Unless you have employees, insurance and bonding is very expensive and doesn't give you much. If you do have employees, it's just very expensive, and workers comp is MORE expensive.
Most single person cleaning outfits don't have insurance, and bonding doesn't mean what you think it means - it's just a word people throw around.
If you REALLY want it, call a local agent for a quote. The insurance will cost you $1,000 a year for the first year, if you're the only cleaner. And the bond, well, it will probably run $750, but you'll have to be financially able to guarantee the bond amount.
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